Mortgage Foreclosure

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: February 18, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00
MORTGAGOR(S): Steven F. Demarais a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Delta Funding Corp
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100076600000284939
SERVICER: Ocwen Loan Servicing, LLC
LENDER: Delta Funding Corp.
DATE AND PLACE OF FILING: Anoka County Minnesota, Recorder , on March 23, 2005, as Document No. 1973855.008.
ASSIGNED TO: HSBC Bank USA, N.A., as Indenture Trustee for the registered holders of the Renaissance Home Equity Loan Asset-Backed Certificates, Series 2005-1 Dated: March 28, 2005 , and recorded December 6, 2010 by Document No. 2019207.014 .
LEGAL DESCRIPTION OF PROPERTY:Lot 5, Block 1, Parkview Manor, Anoka County, Minnesota
PROPERTY ADDRESS: 5855 Tennison Drive NE, Fridley, MN 55432
PROPERTY I.D: 24-30-24-24-0061
COUNTY IN WHICH PROPERTY IS LOCATED: Anoka
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty Thousand Eight Hundred Twenty-Five and 99/100 ($130,825.99)THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: 10:00 AM on November 4, 2013
PLACE OF SALE: Sheriff`s Main Office, 13301 Hanson Boulevard NW, City of Andover, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 12.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 4, 2014, or the next business day if November 4, 2014 falls on a Saturday, Sunday or legal holiday.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: September 20, 2013 HSBC Bank USA, N.A., as Indenture Trustee for the registered holders of the Renaissance Home Equity Loan Asset-Backed Certificates, Series 2005-1
Randall S. Miller and Associates, PLLC
Attorneys for Assignee of Mortgage/Mortgagee
Canadian Pacific Plaza,
120 South Sixth Street, Suite 2050
Minneapolis, MN 55402
Phone: 952-232-0052
Our File No. 10MN00664-2
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
A-4415082
Published in the
Anoka County Union
September 20, 27,
October 4, 11, 18, 25, 2013
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