Opinion

Americans have more money invested in bonds than in stocks, mutual funds or other types of securities. One of the major appeals is that bonds pay a set amount of interest on a regular basis. That is why they’re called fixed-income securities. Additionally, the issuer of a bond promises to repay the loan in full and on time. So bonds seem less risky than investments that depend on the ups and downs of the stock market.

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Last Friday, I drove up to Anoka for the Anoka-Coon Rapids football game and sat in the bleachers about 10 feet below the pressbox where, as a 14-year-old kid, I sat and wrote up the games for the Anoka Herald.

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Money was not mentioned by any of the more than 30 educators who responded to a question I asked about the first month of school. Each of them described the most important things that families can do in September. Everything they suggested is free: helping youngsters set goals, establishing routines, learning something yourself, talking positively about schools and building or continuing a strong relationship with educators.

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More people are raising vegetables and growing flowers than ever, but the number of once-popular traditional garden clubs is fading, says Rene Lynch, president of the Federated Garden Clubs of Minnesota. She hopes a new variety of club using social media will continue to grow interest in what garden clubs used to do.

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The phrases “short-term overbought” and “oversold” are terms that are applied to the stock market. They are avidly followed by some investors as a means to determine the short-term direction of the stock market. Sometimes they are projected incorrectly to the long-term trend, which can be a huge mistake.

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