Opinion

A rain garden can capture rain that would otherwise flow down your lawn and driveway into streets and storm sewers, and use it to make your property more beautiful. It does this if it is located where rain can be directed into it, built so that it can temporarily hold the water (a rain garden is not a pond), and planted with appropriate plants to add beauty and attract birds, bees and butterflies.

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This month marks the 101st year since the death of John Pierpont Morgan and recently the 2012 mini series “The Men Who Built America” was rerun. The series features a number of late 18th and early 20th century industrialists and financiers including Morgan.

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The typical underwriting arrangement involves the purchase of a security issue from a corporation by an investment banking firm or a group of such firms (called an underwriting syndicate), and the sale of the issue to the general investing public, institutional investors as well as wealthy individuals. This procedure is followed in the case of bond issues of corporations as well as for stock issues which are not required by law or by decision of the board of directors to be offered first to old shareholders.

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You may not know or care much about public notices, but you should. They are the legally required notices in newspapers and websites that identify government budget proposals, financial statements, minutes of meetings of the governing body, new ordinances and public hearing notices, some of which may result in a tax assessment to the benefiting properties.

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