Opinion

The typical underwriting arrangement involves the purchase of a security issue from a corporation by an investment banking firm or a group of such firms (called an underwriting syndicate), and the sale of the issue to the general investing public, institutional investors as well as wealthy individuals. This procedure is followed in the case of bond issues of corporations as well as for stock issues which are not required by law or by decision of the board of directors to be offered first to old shareholders.

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You may not know or care much about public notices, but you should. They are the legally required notices in newspapers and websites that identify government budget proposals, financial statements, minutes of meetings of the governing body, new ordinances and public hearing notices, some of which may result in a tax assessment to the benefiting properties.

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We are extremely disturbed by the manipulative and exploitative efforts of Mr. Rebek to coerce a meeting between us and his son. In his initial invitation in the ABC Newspapers and subsequent public pillorying of us for choosing not to accept an invitation that we see as exploitative of his son, he clearly demonstrates the kind of presumptuousness all too common among those who hold “progressive” views on the nature and morality of homosexuality.

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Investment banking is the process by which new securities are brought to market in order to raise capital for businesses. In a broad sense, investment banking embraces all the institutions by which capital formation takes place, including: (1) the transfer of ownership of a corporate entity through investment banks which are usually brokerage houses; (2) security substitution, such as is involved in the issuance of securities by investment companies; and (3) security management, or the decision as to where investors’ funds are to be placed.

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Listening to and learning from educators like Megan Hall, Steve Allen and Bill Wilson reminded me last week of two important things. First, they have so much to offer, not only to youngsters, but also to other educators and those learning to be educators. Second, their skills, insights, experience and knowledge are dramatically underused. More youngsters will succeed if we make better use of these and other talented educators.

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It’s been a long cold winter. By February we are all looking for some relief, some sign that spring will arrive as promised. Sometimes it’s a simple bouquet of fresh flowers that can change the entire day. But after learning about the language of flowers, you may see them differently.

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